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Pension planning

Besides the mandatory 1st Pillar and 2nd Pillars the Swiss Pensions System offers a voluntary 3rd Pilllar Pension Fund . The 3rd pillar is a tax deductible pension available to gainfully employed people.

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Summary

The Swiss retirement system is based on the 3-pillar principle, with pensions being regulated according to their type. One is a purely private pension, which forms the 3rd pillar. It is vital to accumulate a sufficient private pension to ensure adequate provision in retirement with no shortfalls.

Tax-deductable

Pillar 3a offers attractive tax benefits that are regulated by law – you could save several thousands francs each year.

Options

When it comes to pensions, the variety of available options is diverse. Both banks and insurance companies offer suitable products based on your needs. Life insurance plans always also include insurance cover for risks such as incapacity for work, illness, disability or death.

Get your first life insurance quotes:

We are a team of insurance professionals that will provide you advice for your insurance situation free of charge. Let us know a couple of details and we will reach out to you with an adequate insurance solution within 24 hours.
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